US5.com
  1. Home
  2. States
  3. Florida
  4. ZIP 34116
  5. Housing & Real Estate
Golden Gate CDP, FL

ZIP 34116 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34116

Median Home Value
$392,700
Median Rent
$1,435
Affordability Snapshot
$108,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,523/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34116 in Golden Gate CDP, FL, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,523. That is about 56% above the local median household income ($69,204), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
57.0%-13% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
93.1%+7% vs US avg
x
4+ Bedrooms
1.0%-94% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
33.1%-33% vs US avg
x
Mortgage-Free
36.4%-5% vs US avg
x
$392,700
Home Value
$1,435
Rent
1987
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.0%
  • 1-unit attached2.7%
  • 2-9 units30.4%
  • 10+ units12.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$392,700
Median rent$1,435
Owner-occupied57.0%
Vacant6.6%
Price-to-income5.7x
Est. income to buy$108,000