ZIP Code 34116 — Golden Gate CDP, FL Demographics & Data

ZIP code 34116 covers Golden Gate, FL in Collier County with a population of about 34,872.

At a glance, the area shows median age of 36.3 versus a U.S. median of about 38.9.

It sits in telephone area code 239; U.S. House district FL-26; the FT. MYERS - NAPLES media market.

Median household income in ZIP 34116 is about $69,204 — about 8% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.6%; unemployment rate near 3.6%; 16.7% of adults with a bachelor’s degree or higher (about 17.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Food services; about 7.8% of workers reporting work-from-home (about 7.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $392,700 — about 13% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,435 (about 23% above the U.S. median rent ($1,163)), and owner-occupancy near 57.0% (about 8.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 34116 in Golden Gate, FL, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,523. That is about 56% above the local median household income ($69,204), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Golden Gate CDP, FL as Relatively High (composite score 98.9), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.7) and flood (98.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Golden Gate CDP, FL show little to no average snow and around 61.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,561 for ZIP 34116 (Golden Gate CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.