ZIP Code 34216 — Anna Maria city, FL Demographics & Data

ZIP code 34216 covers Anna Maria, FL in Manatee County with a population of about 900.

At a glance, the area shows median age of 64.4 versus a U.S. median of about 38.9.

It sits in telephone area code 941; U.S. House district FL-16; the TAMPA - ST. PETE (SARASOTA) media market.

Anna Maria, FL fits a retirement-oriented profile (high share of residents 65+ (47.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 34216 is about $99,188 — about 32% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.7%; unemployment rate near 0.0%; 61.3% of adults with a bachelor’s degree or higher (about 27.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Retail trade, and Transportation; about 17.4% of workers reporting work-from-home (about 2.3 points above the U.S. share (15.2%)); a mean commute of about 175.0 minutes (U.S. average near 26.8).

Median home value is about $1,154,400 — about 232% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.3% (about 29.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 34216 in Anna Maria, FL, a household would need roughly $318,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,416. That is about 221% above the local median household income ($99,188), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Anna Maria city, FL as Relatively High (composite score 97.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.3) and flood (93.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Anna Maria city, FL show little to no average snow and around 49.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 40 for ZIP 34216 (Anna Maria city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.