ZIP Code 35077 — Hanceville city, AL Demographics & Data

ZIP code 35077 covers Hanceville, AL in Cullman County with a population of about 13,290.

At a glance, the area shows median age of 46.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 256, 938; U.S. House district AL-4; the BIRMINGHAM (ANN & TUSC) media market.

Median household income in ZIP 35077 is about $47,720 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.5%; unemployment rate near 7.9%; 13.8% of adults with a bachelor’s degree or higher (about 19.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Healthcare; about 3.4% of workers reporting work-from-home (about 11.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $157,000 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $566 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 72.5% (about 7.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35077 in Hanceville, AL, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,009. That is roughly in line with the local median household income ($47,720). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hanceville city, AL as Relatively Moderate (composite score 81.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (80.2) and hurricane (72.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hanceville city, AL show little to no average snow and around 59.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 423 for ZIP 35077 (Hanceville city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.