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Hanceville city, AL

ZIP 35077 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35077

Median Home Value
$157,000
Median Rent
$566
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,009/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35077 in Hanceville city, AL, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,009. That is roughly in line with the local median household income ($47,720). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.5%+11% vs US avg
x
Vacancy Rate
11.0%+7% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
23.0%-54% vs US avg
x
Mortgage-Free
57.5%+51% vs US avg
x
$157,000
Home Value
$566
Rent
1990
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.4%
  • 1-unit attached0.9%
  • 2-9 units6.4%
  • 10+ units3.7%
  • Mobile home & other26.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,000
Median rent$566
Owner-occupied72.5%
Vacant11.0%
Price-to-income3.3x
Est. income to buy$43,000