ZIP Code 35758 — Madison city, AL Demographics & Data

ZIP code 35758 covers Madison, AL in Madison County with a population of about 48,929.

At a glance, the area shows median age of 38.8 (near the U.S. median).

It sits in telephone area codes 256, 938; U.S. House district AL-5; the HUNTSVILLE - DECATUR (FLOR) media market.

Median household income in ZIP 35758 is about $115,780 — about 54% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.7%; unemployment rate near 2.8%; 63.9% of adults with a bachelor’s degree or higher (about 30.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Manufacturing, and Public administration; about 17.9% of workers reporting work-from-home (about 2.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $336,700 — about 3% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,217 (about 5% above the U.S. median rent ($1,163)), and owner-occupancy near 69.8% (about 4.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35758 in Madison, AL, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,163. That sits below the local median household income ($115,780), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Madison city, AL as Relatively High (composite score 94.6), which is among the highest nationally. The strongest component scores on US5 are flood (95.9) and hurricane (70.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Madison city, AL show little to no average snow and around 54.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,558 for ZIP 35758 (Madison city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.