ZIP Code 39110 — Madison city, MS Demographics & Data

ZIP code 39110 covers Madison, MS in Madison County with a population of about 47,717.

At a glance, the area shows median age of 40.3 (near the U.S. median).

It sits in telephone area codes 601, 769; U.S. House district MS-3; the JACKSON, MS media market.

Median household income in ZIP 39110 is about $122,955 — about 64% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.6%; unemployment rate near 2.1%; 64.0% of adults with a bachelor’s degree or higher (about 30.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Education; about 9.3% of workers reporting work-from-home (about 5.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $342,600 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,734 (about 49% above the U.S. median rent ($1,163)), and owner-occupancy near 93.4% (about 28.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39110 in Madison, MS, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,201. That sits below the local median household income ($122,955), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Madison city, MS as Relatively Moderate (composite score 82.1), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (77.7) and flood (76.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Madison city, MS show little to no average snow and around 51.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,629 for ZIP 39110 (Madison city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.