ZIP Code 36038 — Gantt town, AL Demographics & Data

ZIP code 36038 covers Gantt, AL in Covington County with a population of about 109.

At a glance, the area shows median age of 50.0 versus a U.S. median of about 38.9.

It sits in telephone area code 334; U.S. House district AL-1; the MONTGOMERY (SELMA) media market.

On socioeconomic markers, US5 shows a poverty rate of 44.0%; unemployment rate near 3.1%; 48.1% of adults with a bachelor’s degree or higher (about 14.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 67.2% of workers reporting work-from-home (about 52.0 points above the U.S. share (15.2%)); a mean commute of about 19.0 minutes (U.S. average near 26.8).

Median home value is about $131,300 — about 62% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 43.3% (about 22.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 36038 in Gantt, AL, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $843. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gantt town, AL as Relatively Moderate (composite score 82.4), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (95.6) and flood (69.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gantt town, AL show little to no average snow and around 60.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3 for ZIP 36038 (Gantt town, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.