Median home value is about $103,500 — about 70% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $305 (about 74% below the U.S. median rent ($1,163)), and owner-occupancy near 73.5% (about 8.1 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 36048 in Louisville, AL, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $665. That is roughly in line with the local median household income ($27,137). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.