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Louisville town, AL

ZIP 36048 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36048

Median Home Value
$103,500
Median Rent
$305
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$665/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36048 in Louisville town, AL, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $665. That is roughly in line with the local median household income ($27,137). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.5%+12% vs US avg
x
Vacancy Rate
24.8%+141% vs US avg
x
Broadband Access
50.4%-42% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
7.3%-43% vs US avg
x
Built Post-2014
2.0%-72% vs US avg
x
Rent Burden >30%
0.6%-99% vs US avg
x
Mortgage-Free
62.6%+64% vs US avg
x
$103,500
Home Value
$305
Rent
1990
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.4%
  • 1-unit attached0.0%
  • 2-9 units1.1%
  • 10+ units0.0%
  • Mobile home & other39.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$103,500
Median rent$305
Owner-occupied73.5%
Vacant24.8%
Price-to-income3.8x
Est. income to buy$28,000