ZIP Code 36206 — Saks CDP, AL Demographics & Data

ZIP code 36206 covers Saks, AL in Calhoun County with a population of about 10,723.

At a glance, the area shows median age of 37.9 (near the U.S. median).

It sits in telephone area codes 256, 938; U.S. House district AL-3; the BIRMINGHAM (ANN & TUSC) media market.

Median household income in ZIP 36206 is about $55,256 — about 26% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.7%; unemployment rate near 6.0%; 18.4% of adults with a bachelor’s degree or higher (about 15.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 2.8% of workers reporting work-from-home (about 12.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $128,000 — about 63% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $542 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 63.2% (about 2.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 36206 in Saks, AL, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $822. That sits below the local median household income ($55,256), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Saks CDP, AL as Relatively Moderate (composite score 88.5), which is elevated versus much of the country. The strongest component scores on US5 are flood (89.5) and wildfire (81.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Saks CDP, AL show little to no average snow and around 52.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 342 for ZIP 36206 (Saks CDP, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.