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Saks CDP, AL

ZIP 36206 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36206

Median Home Value
$128,000
Median Rent
$542
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$822/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36206 in Saks CDP, AL, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $822. That sits below the local median household income ($55,256), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.2%-3% vs US avg
x
Vacancy Rate
13.0%+26% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
14.0%-72% vs US avg
x
Mortgage-Free
44.7%+17% vs US avg
x
$128,000
Home Value
$542
Rent
1976
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.6%
  • 1-unit attached0.7%
  • 2-9 units5.4%
  • 10+ units5.0%
  • Mobile home & other12.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$128,000
Median rent$542
Owner-occupied63.2%
Vacant13.0%
Price-to-income2.3x
Est. income to buy$35,000