ZIP Code 36695 — Mobile city, AL Demographics & Data

ZIP code 36695 covers Mobile, AL in Mobile County with a population of about 52,923.

At a glance, the area shows median age of 36.1 versus a U.S. median of about 38.9.

It sits in telephone area code 251; U.S. House district AL-1; the MOBILE - PENSACOLA (FT WALT) media market.

Median household income in ZIP 36695 is about $75,236 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.1%; unemployment rate near 3.8%; 33.5% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Education; about 11.6% of workers reporting work-from-home (about 3.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $234,200 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $979 (about 16% below the U.S. median rent ($1,163)), and owner-occupancy near 69.1% (about 3.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 36695 in Mobile, AL, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,504. That sits below the local median household income ($75,236), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mobile city, AL as Relatively High (composite score 98.0), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.4) and flood (95.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mobile city, AL show little to no average snow and around 67.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,686 for ZIP 36695 (Mobile city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.