ZIP Code 36785 — White Hall town, AL Demographics & Data

ZIP code 36785 covers White Hall, AL in Lowndes County with a population of about 969.

At a glance, the area shows median age of 44.7 versus a U.S. median of about 38.9.

It sits in telephone area code 334; U.S. House district AL-7; the MONTGOMERY (SELMA) media market.

Median household income in ZIP 36785 is about $29,844 — about 60% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 44.0%; unemployment rate near 2.8%; 5.7% of adults with a bachelor’s degree or higher (about 28.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Public administration, and Healthcare; about 1.3% of workers reporting work-from-home (about 13.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $100,900 — about 71% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $525 (about 55% below the U.S. median rent ($1,163)), and owner-occupancy near 81.4% (about 16.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 36785 in White Hall, AL, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $648. That is roughly in line with the local median household income ($29,844). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for White Hall town, AL as Very Low (composite score 29.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (71.4) and flood (31.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for White Hall town, AL show little to no average snow and around 53.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 31 for ZIP 36785 (White Hall town, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.