ZIP Code 37028 — undefined, TN Demographics & Data

ZIP code 37028 covers TN in Stewart County with a population of about 613.

At a glance, the area shows median age of 35.5 versus a U.S. median of about 38.9.

It sits in telephone area code 931; U.S. House district TN-7; the NASHVILLE media market.

Median household income in ZIP 37028 is about $56,765 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.8%; unemployment rate near 0.0%; 11.9% of adults with a bachelor’s degree or higher (about 21.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Manufacturing; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $153,800 — about 56% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 84.8% (about 19.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37028 in TN, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $988. That sits below the local median household income ($56,765), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TN as Very Low (composite score 29.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (22.8) and hurricane (19.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TN show little to no average snow and around 54.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 37028 (TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.