Median home value is about $358,200 — about 3% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,058 (about 9% below the U.S. median rent ($1,163)), and owner-occupancy near 83.4% (about 18.0 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 37082 in Kingston Springs, TN, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,301. That is roughly in line with the local median household income ($95,301). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.