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Walterhill CDP, TN

ZIP 37085 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37085

Median Home Value
$411,800
Median Rent
N/A
Affordability Snapshot
$113,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,645/mo PITI).

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 37085 in Walterhill CDP, TN, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,645. That is roughly in line with the local median household income ($123,469). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
96.4%+47% vs US avg
x
Vacancy Rate
12.5%+21% vs US avg
x
Broadband Access
91.9%+6% vs US avg
x
4+ Bedrooms
3.9%-73% vs US avg
x
Built Pre-1939
2.1%-83% vs US avg
x
Built Post-2014
3.2%-54% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
30.5%-20% vs US avg
x
$411,800
Home Value
N/A
Rent
2001
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.7%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other12.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$411,800
Median rent$-666,666,666
Owner-occupied96.4%
Vacant12.5%
Price-to-income3.3x
Est. income to buy$113,000