ZIP Code 37085 — Walterhill CDP, TN Demographics & Data

ZIP code 37085 covers Walterhill, TN in Rutherford County with a population of about 6,102.

At a glance, the area shows median age of 39.8 (near the U.S. median).

It sits in telephone area codes 615, 629; U.S. House district TN-4; the NASHVILLE media market.

Median household income in ZIP 37085 is about $123,469 — about 64% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.5%; unemployment rate near 5.5%; 45.8% of adults with a bachelor’s degree or higher (about 12.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Manufacturing, and Professional services; about 12.4% of workers reporting work-from-home (about 2.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $411,800 — about 18% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.4% (about 31.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37085 in Walterhill, TN, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,645. That is roughly in line with the local median household income ($123,469). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Walterhill CDP, TN as Relatively Moderate (composite score 91.7), which is among the highest nationally. The strongest component scores on US5 are flood (93.4) and hurricane (52.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Walterhill CDP, TN show little to no average snow and around 55.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 216 for ZIP 37085 (Walterhill CDP, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.