ZIP Code 37098 — Bon Aqua Junction CDP, TN Demographics & Data

ZIP code 37098 covers Bon Aqua Junction, TN in Hickman County with a population of about 5,933.

At a glance, the area shows median age of 35.2 versus a U.S. median of about 38.9.

It sits in telephone area code 931; U.S. House district TN-7; the NASHVILLE media market.

Median household income in ZIP 37098 is about $53,902 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.9%; unemployment rate near 0.7%; 11.6% of adults with a bachelor’s degree or higher (about 22.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 7.1% of workers reporting work-from-home (about 8.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $202,300 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $591 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 65.2% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37098 in Bon Aqua Junction, TN, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,300. That is roughly in line with the local median household income ($53,902). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bon Aqua Junction CDP, TN as Relatively Low (composite score 47.2), which is near the middle of the national distribution. The strongest component scores on US5 are flood (46.8) and hurricane (29.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bon Aqua Junction CDP, TN show little to no average snow.

IRS migration statistics show a net inflow of about 210 for ZIP 37098 (Bon Aqua Junction CDP, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.