ZIP Code 37204 — Nashville-Davidson metropolitan government (balance), TN Demographics & Data

ZIP code 37204 covers Nashville-Davidson metropolitan government (balance), TN in Davidson County with a population of about 17,004.

At a glance, the area shows median age of 30.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 615, 629; U.S. House district TN-5; the NASHVILLE media market.

Nashville-Davidson metropolitan government (balance), TN sits in a university / college context (near lipscomb university (1.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 37204 is about $109,341 — about 45% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.7%; unemployment rate near 2.0%; 77.1% of adults with a bachelor’s degree or higher (about 43.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Education; about 24.0% of workers reporting work-from-home (about 8.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $832,000 — about 139% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,619 (about 39% above the U.S. median rent ($1,163)), and owner-occupancy near 54.1% (about 11.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37204 in Nashville-Davidson metropolitan government (balance), TN, a household would need roughly $229,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,345. That is about 109% above the local median household income ($109,341), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Nashville-Davidson metropolitan government (balance), TN as Relatively High (composite score 97.2), which is among the highest nationally. The strongest component scores on US5 are flood (98.2) and wildfire (57.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Nashville-Davidson metropolitan government (balance), TN show little to no average snow and around 50.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 603 for ZIP 37204 (Nashville-Davidson metropolitan government (balance), TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.