ZIP Code 37376 — Sherwood CDP, TN Demographics & Data

ZIP code 37376 covers Sherwood, TN in Franklin County with a population of about 342.

At a glance, the area shows median age of 48.5 versus a U.S. median of about 38.9.

It sits in telephone area code 931; U.S. House district TN-4; the NASHVILLE media market.

Median household income in ZIP 37376 is about $2,499 — about 97% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 36.0%; unemployment rate near 0.0%; 7.4% of adults with a bachelor’s degree or higher (about 26.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Administrative support, and Retail trade; a mean commute of about 161.0 minutes (U.S. average near 26.8).

Median home value is about $87,700 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 32.3% (about 33.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37376 in Sherwood, TN, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $563. That is about 860% above the local median household income ($2,499), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Sherwood CDP, TN as Relatively Low (composite score 57.5), which is near the middle of the national distribution. The strongest component scores on US5 are flood (58.3) and hurricane (47.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Sherwood CDP, TN show little to no average snow and around 57.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 37376 (Sherwood CDP, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.