ZIP Code 37760 — Jefferson City city, TN Demographics & Data

ZIP code 37760 covers Jefferson City, TN in Jefferson County with a population of about 14,020.

At a glance, the area shows median age of 38.0 (near the U.S. median).

It sits in telephone area code 865; U.S. House district TN-1; the KNOXVILLE media market.

Jefferson City, TN sits in a university / college context (near carson-newman university (2.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 37760 is about $61,626 — about 18% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.1%; unemployment rate near 6.0%; 29.5% of adults with a bachelor’s degree or higher (about 4.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Manufacturing; about 4.8% of workers reporting work-from-home (about 10.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $233,900 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $661 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 60.1% (about 5.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37760 in Jefferson City, TN, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,503. That is roughly in line with the local median household income ($61,626). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Jefferson City city, TN as Relatively Low (composite score 44.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (56.8) and wildfire (42.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Jefferson City city, TN show little to no average snow and around 48.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 497 for ZIP 37760 (Jefferson City city, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.