What to know about ZIP 38131
ZIP code 38131 covers Memphis, TN in Shelby County.
It sits in telephone area code 901; U.S. House district TN-9; the MEMPHIS media market.
Memphis city, TN
ZIP Code 38131 — Memphis city, TN Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Low Snow Area
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At a glance
Overview of ZIP Code 38131
UniversityUniversity / college area
Local search focus: University
Memphis, TN sits in a university / college context (near remington college-memphis campus (0.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.
Climate risk and migration signals
FEMA’s National Risk Index rates natural-hazard risk for Memphis city, TN as Relatively High (composite score 99.4), which is among the highest nationally. The strongest component scores on US5 are flood (98.7) and wildfire (71.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for Memphis city, TN show little to no average snow and around 54.9 inches of annual precipitation.
Nearby (from this ZIP)
Airport MEM (1.8 miles (2.9 km)) · Remington College-Memphis Campus (0.4 miles (0.6 km)) · Trail Of Tears National Historic Trail (70.5 miles (113.4 km)) · VA: Nonconnah Boulevard Primary Care Clinic (3.0 miles (4.8 km))
Full lists and map pins are in the Infrastructure section below.