ZIP Code 38236 — undefined, TN Demographics & Data

ZIP code 38236 covers TN in Henry County with a population of about 966.

At a glance, the area shows median age of 51.6 versus a U.S. median of about 38.9.

It sits in telephone area code 731; U.S. House district TN-8; the NASHVILLE media market.

TN reads as a military / base-oriented community on US5’s intent model (elevated veteran share (21.0%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 38236 is about $56,771 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.6%; unemployment rate near 7.7%; 5.6% of adults with a bachelor’s degree or higher (about 28.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Wholesale trade, Transportation, and Retail trade; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $119,600 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 70.3% (about 4.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38236 in TN, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $768. That sits below the local median household income ($56,771), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TN as Relatively Moderate (composite score 84.7), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (48.9) and flood (38.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TN show little to no average snow and around 55.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 34 for ZIP 38236 (TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.