ZIP Code 38457 — undefined, TN Demographics & Data

ZIP code 38457 covers TN in Lawrence County with a population of about 491.

At a glance, the area shows median age of 38.0 (near the U.S. median).

It sits in telephone area code 931; U.S. House district TN-4; the NASHVILLE media market.

Median household income in ZIP 38457 is about $54,459 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.7%; unemployment rate near 1.2%; 4.0% of adults with a bachelor’s degree or higher (about 29.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Food services, and Healthcare; about 1.3% of workers reporting work-from-home (about 13.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $172,900 — about 50% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 69.5% (about 4.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38457 in TN, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,111. That sits below the local median household income ($54,459), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TN as Relatively Low (composite score 69.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (56.9) and hurricane (54.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TN show little to no average snow and around 58.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 38457 (TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.