What to know about ZIP 38503
ZIP code 38503 covers Cookeville, TN in Putnam County.
It sits in telephone area code 931; U.S. House district TN-6; the NASHVILLE media market.
Cookeville city, TN
ZIP Code 38503 — Cookeville city, TN Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
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At a glance
Overview of ZIP Code 38503
Climate risk and migration signals
FEMA’s National Risk Index rates natural-hazard risk for Cookeville city, TN as Relatively Low (composite score 65.8), which is near the middle of the national distribution. The strongest component scores on US5 are flood (60.2) and hurricane (48.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for Cookeville city, TN show limited published climate normals on US5.