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Byhalia town, MS

ZIP 38611 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38611

Median Home Value
$206,500
Median Rent
$743
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,327/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38611 in Byhalia town, MS, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,327. That is roughly in line with the local median household income ($54,198). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.1%+16% vs US avg
x
Vacancy Rate
14.1%+37% vs US avg
x
Broadband Access
81.0%-7% vs US avg
x
4+ Bedrooms
4.8%-68% vs US avg
x
Built Pre-1939
1.5%-89% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
21.4%-57% vs US avg
x
Mortgage-Free
41.9%+10% vs US avg
x
$206,500
Home Value
$743
Rent
1995
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.8%
  • 1-unit attached0.1%
  • 2-9 units2.1%
  • 10+ units1.7%
  • Mobile home & other33.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$206,500
Median rent$743
Owner-occupied76.1%
Vacant14.1%
Price-to-income3.8x
Est. income to buy$57,000