Median home value is about $206,500 — about 41% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $743 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 76.1% (about 10.7 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 38611 in Byhalia, MS, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,327. That is roughly in line with the local median household income ($54,198). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.