ZIP Code 38633 — Hickory Flat town, MS Demographics & Data

ZIP code 38633 covers Hickory Flat, MS in Benton County with a population of about 2,091.

At a glance, the area shows median age of 45.4 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-1; the MEMPHIS media market.

Median household income in ZIP 38633 is about $36,391 — about 52% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.9%; unemployment rate near 13.1%; 12.0% of adults with a bachelor’s degree or higher (about 21.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Transportation, and Manufacturing; about 1.7% of workers reporting work-from-home (about 13.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $108,800 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $488 (about 58% below the U.S. median rent ($1,163)), and owner-occupancy near 65.2% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38633 in Hickory Flat, MS, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $699. That sits below the local median household income ($36,391), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hickory Flat town, MS as Very Low (composite score 15.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (50.4) and hurricane (37.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hickory Flat town, MS show little to no average snow and around 58.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 71 for ZIP 38633 (Hickory Flat town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.