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Hickory Flat town, MS

ZIP 38633 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38633

Median Home Value
$108,800
Median Rent
$488
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$699/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38633 in Hickory Flat town, MS, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $699. That sits below the local median household income ($36,391), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.2%-0% vs US avg
x
Vacancy Rate
17.3%+68% vs US avg
x
Broadband Access
56.4%-35% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
74.2%+94% vs US avg
x
$108,800
Home Value
$488
Rent
1984
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.1%
  • 1-unit attached0.0%
  • 2-9 units1.2%
  • 10+ units2.7%
  • Mobile home & other34.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$108,800
Median rent$488
Owner-occupied65.2%
Vacant17.3%
Price-to-income3.0x
Est. income to buy$30,000