ZIP Code 38668 — Senatobia city, MS Demographics & Data

ZIP code 38668 covers Senatobia, MS in Tate County with a population of about 14,123.

At a glance, the area shows median age of 33.8 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-1; the MEMPHIS media market.

Median household income in ZIP 38668 is about $67,675 — about 10% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.8%; unemployment rate near 3.9%; 30.9% of adults with a bachelor’s degree or higher (about 2.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Education, and Food services; about 3.3% of workers reporting work-from-home (about 11.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $222,800 — about 36% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $645 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 68.2% (about 2.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38668 in Senatobia, MS, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,431. That is roughly in line with the local median household income ($67,675). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Senatobia city, MS as Very Low (composite score 41.2), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (58.9) and hurricane (45.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Senatobia city, MS show little to no average snow and around 57.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 482 for ZIP 38668 (Senatobia city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.