ZIP Code 38941 — Mississippi Valley State University CDP, MS Demographics & Data

ZIP code 38941 covers Mississippi Valley State University, MS in Leflore County with a population of about 3,478.

At a glance, the area shows median age of 31.4 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-2; the GREENWOOD - GREENVILLE media market.

Mississippi Valley State University, MS sits in a university / college context (near mississippi valley state university (2.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 38941 is about $33,967 — about 55% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.2%; unemployment rate near 25.6%; 20.8% of adults with a bachelor’s degree or higher (about 12.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Manufacturing; about 0.6% of workers reporting work-from-home (about 14.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $84,200 — about 76% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $386 (about 67% below the U.S. median rent ($1,163)), and owner-occupancy near 38.6% (about 26.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38941 in Mississippi Valley State University, MS, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $541. That sits below the local median household income ($33,967), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mississippi Valley State University CDP, MS as Relatively Low (composite score 73.5), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (71.7) and flood (70.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mississippi Valley State University CDP, MS show little to no average snow and around 55.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 119 for ZIP 38941 (Mississippi Valley State University CDP, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.