ZIP Code 38957 — Sumner town, MS Demographics & Data

ZIP code 38957 covers Sumner, MS in Tallahatchie County with a population of about 411.

At a glance, the area shows median age of 32.4 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-2; the GREENWOOD - GREENVILLE media market.

Median household income in ZIP 38957 is about $54,750 — about 27% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.1%; unemployment rate near 4.8%; 33.9% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Agriculture, and Construction; about 11.6% of workers reporting work-from-home (about 3.6 points below the U.S. share (15.2%)); a mean commute of about 152.0 minutes (U.S. average near 26.8).

Median home value is about $159,700 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 43.8% (about 21.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38957 in Sumner, MS, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,026. That sits below the local median household income ($54,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Sumner town, MS as Very Low (composite score 40.1), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (64.5) and wildfire (42.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Sumner town, MS show little to no average snow and around 56.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 38957 (Sumner town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.