ZIP Code 39232 — Flowood city, MS Demographics & Data

ZIP code 39232 covers Flowood, MS in Rankin County with a population of about 9,324.

At a glance, the area shows median age of 36.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 601, 769; U.S. House district MS-3; the JACKSON, MS media market.

Median household income in ZIP 39232 is about $83,389 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.9%; unemployment rate near 6.0%; 50.9% of adults with a bachelor’s degree or higher (about 17.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Finance and insurance; about 9.7% of workers reporting work-from-home (about 5.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $293,000 — about 16% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,329 (about 14% above the U.S. median rent ($1,163)), and owner-occupancy near 54.3% (about 11.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39232 in Flowood, MS, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,882. That is roughly in line with the local median household income ($83,389). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Flowood city, MS as Relatively Moderate (composite score 85.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (81.5) and flood (79.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Flowood city, MS show little to no average snow and around 57.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 318 for ZIP 39232 (Flowood city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.