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Flowood city, MS

ZIP 39232 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39232

Median Home Value
$293,000
Median Rent
$1,329
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,882/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39232 in Flowood city, MS, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,882. That is roughly in line with the local median household income ($83,389). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.3%-17% vs US avg
x
Vacancy Rate
6.0%-42% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
7.0%-52% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
34.1%-31% vs US avg
x
Mortgage-Free
30.9%-19% vs US avg
x
$293,000
Home Value
$1,329
Rent
1999
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.4%
  • 1-unit attached2.0%
  • 2-9 units22.6%
  • 10+ units15.4%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$293,000
Median rent$1,329
Owner-occupied54.3%
Vacant6.0%
Price-to-income3.5x
Est. income to buy$81,000