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Columbia city, MS

ZIP 39429 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39429

Median Home Value
$133,700
Median Rent
$388
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$859/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39429 in Columbia city, MS, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $859. That sits below the local median household income ($42,953), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.0%+16% vs US avg
x
Vacancy Rate
16.5%+60% vs US avg
x
Broadband Access
80.9%-7% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
8.1%-37% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
12.8%-74% vs US avg
x
Mortgage-Free
62.4%+63% vs US avg
x
$133,700
Home Value
$388
Rent
1978
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.7%
  • 1-unit attached0.5%
  • 2-9 units3.6%
  • 10+ units3.5%
  • Mobile home & other13.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$133,700
Median rent$388
Owner-occupied76.0%
Vacant16.5%
Price-to-income3.1x
Est. income to buy$37,000