ZIP Code 39534 — Biloxi city, MS Demographics & Data

ZIP code 39534 covers Biloxi, MS in Harrison County with a population of about 1,879.

At a glance, the area shows median age of 21.0 versus a U.S. median of about 38.9.

It sits in telephone area code 228; U.S. House district MS-4; the BILOXI - GULFPORT media market.

Biloxi, MS reads as a military / base-oriented community on US5’s intent model (elevated veteran share (100.0%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

On socioeconomic markers, US5 shows a unemployment rate near 0.0%; 34.4% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Food services, and Administrative support; about 2.0% of workers reporting work-from-home (about 13.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

FEMA’s National Risk Index rates natural-hazard risk for Biloxi city, MS as Relatively High (composite score 95.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.5) and wildfire (94.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Biloxi city, MS show little to no average snow and around 66.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 64 for ZIP 39534 (Biloxi city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.