ZIP Code 39701 — Columbus city, MS Demographics & Data

ZIP code 39701 covers Columbus, MS in Lowndes County with a population of about 12,591.

At a glance, the area shows median age of 43.6 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-1; the COLUMBUS - TUPELO - WEST POINT media market.

Median household income in ZIP 39701 is about $28,523 — about 62% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 33.0%; unemployment rate near 9.4%; 22.8% of adults with a bachelor’s degree or higher (about 10.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Healthcare; about 2.3% of workers reporting work-from-home (about 12.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $121,400 — about 65% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $545 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 46.2% (about 19.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39701 in Columbus, MS, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $780. That is about 16% above the local median household income ($28,523), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Columbus city, MS as Relatively Low (composite score 80.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (78.1) and hurricane (72.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Columbus city, MS show little to no average snow and around 56.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 430 for ZIP 39701 (Columbus city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.