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West Point city, MS

ZIP 39773 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39773

Median Home Value
$128,300
Median Rent
$444
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$824/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39773 in West Point city, MS, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $824. That sits below the local median household income ($38,914), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
67.6%+3% vs US avg
x
Vacancy Rate
14.5%+41% vs US avg
x
Broadband Access
84.9%-2% vs US avg
x
4+ Bedrooms
3.6%-75% vs US avg
x
Built Pre-1939
4.7%-63% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
23.3%-53% vs US avg
x
Mortgage-Free
56.0%+47% vs US avg
x
$128,300
Home Value
$444
Rent
1979
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.7%
  • 1-unit attached0.4%
  • 2-9 units14.2%
  • 10+ units1.8%
  • Mobile home & other14.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$128,300
Median rent$444
Owner-occupied67.6%
Vacant14.5%
Price-to-income3.3x
Est. income to buy$35,000