ZIP Code 40997 — undefined, KY Demographics & Data

ZIP code 40997 covers KY in Knox County with a population of about 361.

At a glance, the area shows median age of 28.4 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the LEXINGTON media market.

On socioeconomic markers, US5 shows a poverty rate of 24.4%; unemployment rate near 0.0%; 3.3% of adults with a bachelor’s degree or higher (about 30.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Mining, and Retail trade; a mean commute of about 141.0 minutes (U.S. average near 26.8).

Median home value is about $47,700 — about 86% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 77.0% (about 11.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 40997 in KY, a household would need roughly $13,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $306. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 74.7), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (84.7) and flood (71.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 53.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 40997 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.