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, KY

ZIP 40997 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40997

Median Home Value
$47,700
Median Rent
N/A
Affordability Snapshot
$13,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$306/mo PITI).

To comfortably buy a median-priced home in ZIP 40997 in KY, a household would need roughly $13,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $306. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 32% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.0%+18% vs US avg
x
Vacancy Rate
32.4%+215% vs US avg
x
Broadband Access
74.3%-15% vs US avg
x
4+ Bedrooms
24.9%+68% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
48.6%-2% vs US avg
x
Mortgage-Free
62.4%+63% vs US avg
x
$47,700
Home Value
N/A
Rent
1995
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached37.3%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other62.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$47,700
Median rent$-666,666,666
Owner-occupied77.0%
Vacant32.4%
Est. income to buy$13,000