ZIP Code 41332 — Hazel Green CDP, KY Demographics & Data

ZIP code 41332 covers Hazel Green, KY in Morgan County with a population of about 955.

At a glance, the area shows median age of 49.0 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the LEXINGTON media market.

Median household income in ZIP 41332 is about $62,969 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.2%; unemployment rate near 3.0%; 19.1% of adults with a bachelor’s degree or higher (about 14.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 5.4% of workers reporting work-from-home (about 9.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $89,200 — about 74% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $453 (about 61% below the U.S. median rent ($1,163)), and owner-occupancy near 88.8% (about 23.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41332 in Hazel Green, KY, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $573. That sits below the local median household income ($62,969), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hazel Green CDP, KY as Very Low (composite score 22.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (70.9) and flood (45.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hazel Green CDP, KY show little to no average snow and around 46.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 36 for ZIP 41332 (Hazel Green CDP, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.