ZIP Code 41365 — undefined, KY Demographics & Data

ZIP code 41365 covers KY in Wolfe County with a population of about 668.

At a glance, the area shows median age of 33.0 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the LEXINGTON media market.

On socioeconomic markers, US5 shows a poverty rate of 54.3%; unemployment rate near 36.0%; 14.4% of adults with a bachelor’s degree or higher (about 19.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Food services, and Public administration; about 11.1% of workers reporting work-from-home (about 4.1 points below the U.S. share (15.2%)); a mean commute of about 136.0 minutes (U.S. average near 26.8).

Median home value is about $50,500 — about 85% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 77.5% (about 12.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41365 in KY, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $324. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Very Low (composite score 18.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (63.8) and flood (42.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 51.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 41365 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.