ZIP Code 41528 — Freeburn CDP, KY Demographics & Data

ZIP code 41528 covers Freeburn, KY in Pike County with a population of about 331.

At a glance, the area shows median age of 25.0 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the CHARLESTON - HUNTINGTON media market.

On socioeconomic markers, US5 shows a poverty rate of 16.3%; unemployment rate near 0.0%; 7.3% of adults with a bachelor’s degree or higher (about 26.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Transportation; a mean commute of about 83.0 minutes (U.S. average near 26.8).

Median home value is about $71,600 — about 79% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 69.9% (about 4.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41528 in Freeburn, KY, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $460. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Freeburn CDP, KY as Relatively Moderate (composite score 87.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (94.0) and wildfire (90.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Freeburn CDP, KY show little to no average snow and around 48.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 41528 (Freeburn CDP, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.