ZIP Code 41778 — undefined, KY Demographics & Data

ZIP code 41778 covers KY in Perry County with a population of about 130.

At a glance, the area shows median age of 57.7 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the LEXINGTON media market.

KY fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 41778 is about $47,696 — about 37% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 56.3% of adults with a bachelor’s degree or higher (about 22.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education; a mean commute of about 12.0 minutes (U.S. average near 26.8).

Median home value is about $161,800 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41778 in KY, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,039. That is roughly in line with the local median household income ($47,696). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 73.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.3) and wildfire (77.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 5 for ZIP 41778 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.