ZIP Code 42157 — undefined, KY Demographics & Data

ZIP code 42157 covers KY in Monroe County with a population of about 487.

At a glance, the area shows median age of 37.9 (near the U.S. median).

It sits in telephone area codes 270, 364; U.S. House district KY-1; the NASHVILLE media market.

Median household income in ZIP 42157 is about $97,946 — about 30% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.1%; unemployment rate near 0.0%; 9.3% of adults with a bachelor’s degree or higher (about 24.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Public administration; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $155,100 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 77.9% (about 12.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42157 in KY, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $996. That sits below the local median household income ($97,946), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Very Low (composite score 26.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (42.5) and flood (34.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 49.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 42157 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.