ZIP Code 42223 — Fort Campbell North CDP, TN Demographics & Data

ZIP code 42223 covers Fort Campbell North, TN in Montgomery County with a population of about 19,261.

At a glance, the area shows median age of 22.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 270, 364, 931; U.S. House district TN-7; the NASHVILLE media market.

Fort Campbell North, TN reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 42223 is about $64,525 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.4%; unemployment rate near 11.0%; 20.5% of adults with a bachelor’s degree or higher (about 13.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Healthcare, and Manufacturing; about 1.4% of workers reporting work-from-home (about 13.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $266,400 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,524 (about 31% above the U.S. median rent ($1,163)), and owner-occupancy near 0.9% (about 64.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42223 in Fort Campbell North, TN, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,711. That is roughly in line with the local median household income ($64,525). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fort Campbell North CDP, TN as Relatively Moderate (composite score 87.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (84.5) and hurricane (40.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fort Campbell North CDP, TN show little to no average snow and around 47.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 683 for ZIP 42223 (Fort Campbell North CDP, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.