ZIP Code 45654 — undefined, OH Demographics & Data

ZIP code 45654 covers OH in Vinton County with a population of about 715.

At a glance, the area shows median age of 55.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 220, 740; U.S. House district OH-2; the CHARLESTON - HUNTINGTON media market.

OH fits a retirement-oriented profile (high share of residents 65+ (39.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 45654 is about $54,240 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.1%; unemployment rate near 0.0%; 17.9% of adults with a bachelor’s degree or higher (about 15.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Real estate, Manufacturing, and Construction; about 5.8% of workers reporting work-from-home (about 9.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $272,200 — about 22% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 74.9% (about 9.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 45654 in OH, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,749. That is about 38% above the local median household income ($54,240), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for OH as Very Low (composite score 11.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (34.6) and hurricane (33.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for OH show little to no average snow and around 43.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 30 for ZIP 45654 (OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.