ZIP Code 45695 — Wilkesville village, OH Demographics & Data

ZIP code 45695 covers Wilkesville, OH in Vinton County with a population of about 748.

At a glance, the area shows median age of 48.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 220, 740; U.S. House district OH-2; the CHARLESTON - HUNTINGTON media market.

Median household income in ZIP 45695 is about $48,787 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.1%; unemployment rate near 0.3%; 23.5% of adults with a bachelor’s degree or higher (about 10.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 5.4% of workers reporting work-from-home (about 9.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $101,800 — about 71% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 79.6% (about 14.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 45695 in Wilkesville, OH, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $654. That sits below the local median household income ($48,787), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wilkesville village, OH as Very Low (composite score 11.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (34.6) and hurricane (33.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wilkesville village, OH show little to no average snow and around 43.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 32 for ZIP 45695 (Wilkesville village, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.