What to know about ZIP 46546
ZIP code 46546 covers ZIP 46546 with a population of about 1,685.
At a glance, the area shows median age of 38.0 (near the U.S. median).
It sits in the SOUTH BEND - ELKHART media market.
,
ZIP Code 46546 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Working Class
At a glance
Population
1,685
Density
N/A
Median income
$36,029
-52% vs US avg
Home value
$122,100
-65% vs US avg
Median rent
$640
-45% vs US avg
Timezone
N/A
Overview of ZIP Code 46546
Income and economy in ZIP 46546
Median household income in ZIP 46546 is about $36,029 — about 52% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 32.1%; unemployment rate near 0.1%; 21.2% of adults with a bachelor’s degree or higher (about 12.5 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Professional services, and Education; about 9.8% of workers reporting work-from-home (about 5.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 46546
Median home value is about $122,100 — about 65% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $640 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 29.2% (about 36.2 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 46546, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $784. That is roughly in line with the local median household income ($36,029). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.